Apology Chips Away at the Lululemon Brand

The merits or lack thereof regarding Chip Wilson’s comments during a recent Bloomberg TV interview not withstanding, when the public takes umbrage with statements made on behalf of a brand there are ways to apologize and ways not to apologize.

The Lululemon athletica founder’s Nov. 8 YouTube apology posted to the Lululemon Facebook page is a lesson in the latter.  Even the company he founded was careful, in response to media inquiries about Wilson’s video apology, to distance itself saying the posting was, “Chip’s reaction and statement – Lululemon did not issue one.”

The YouTube mea culpa – of sorts – starts with Wilson declaring he is “sad.” With his very first words, he failed in his attempt. Any media advisers working with him never should have let him say it. The public doesn’t care if he is sad. They do care if he takes ownership of what he said. They do care if he regrets having said it. They do care if he declares his comments as being wrong, hurtful or even ill-considered. And they do care if he apologies to those whom he might have offended. Simple and direct apologies in circumstances such as these are important. When the public is angry, don’t quibble. Apologize succinctly and with sincerity.

Second, his message seems targeted at those who work for Lululemon, and not the customers and general public he was perceived as having insulted in the Nov. 5 Bloomberg interview.

Third, aside from the distracting background gong you hear at the 10 second mark, Wilson is clearly reading from cue cards. If you want to look disinterested, disengaged and scripted during a public apology, the best way to accomplish this trifecta is to read off of cue cards into a camera.

Wilson was ill-advised in the making of this video. His lack of media training (often disregarded by businesses until – and even after – a crisis erupts) is evident in both the Bloomberg interview and in his video. Imagine how beneficial media training now seems to executives at Lululemon in retrospect. The initial damage might never have occurred.

Taking a step back from the specifics, the message is entirely wrong – as perhaps was the venue (Facebook). When messaging to employees or other internal stakeholders, keep that message out of the public eye. If you are apologizing to your loyal customers, do exactly that as plainly and sincerely as possible.

The public will generally forgive a brand and its spokespeople if they react quickly, with great care and sincerity, and if they clearly apologize and take responsibility for their words or actions. Anything less usually only compounds the problem, as Wilson has aptly demonstrated.

Effective apologies come in many forms. Unfortunately for Wilson and the brand he created, his YouTube effort is not among these forms.

PR pros, take a lunch break!

Lunch at Koinonia

Wouldn’t it be nice to eat without getting mayo all over your keyboard?

We’re all guilty of not talking a lunch break and eating over our laptops at times. Even if we do step out for a “break,” we’re usually fiddling with our phones, checking emails, etc. Many PR professionals eat lunch at their desks. “Sixty-nine percent of PR professionals eat lunch at their desk rather than joining that chatty klatch heading out to a nearby deli, according to the PR Daily Salary and Job Satisfaction Survey” (PR Daily) With the year coming to a close, PR pros are especially busy planning for 2014, but it’s not an excuse to skip lunch.

Why it’s vital to take a lunch break

  • Food=fuel. If you take some time for lunch, you’ll have more energy to tackle the next project.
  • If you step away from your desk, you’ll be able to clear your mind and take a break from the digital world.
  • Heidi Mitchell (WSJ) discusses other benefits of taking a lunch break in this video, “Is Taking a Lunch Break Better for Your Health?”

A few things you may want to do on your break

  • Refuel, but not with coffee. Try an apple or fruit instead.
  • Take your dog for a stroll if you’re nearby or work from home.
  • Take some time to breathe in the fresh air to help relax your mind.
  • Pamper yourself occasionally. Why not schedule a massage?

Like this post if you’re sitting at your desk reading on your “lunch break.”

Photo credit: NatalieMaynor / Foter.com / CC BY

NAPCO Reports Flat Pricing Trends for Property-Catastrophe Market

Lower pricing is offered only to select accounts as insurers maintain underwriting discipline and avoid across-the-board discounts, says State of the Market Report

Iselin, N.J. — November 4, 2013 — Despite a well-capitalized insurance market, the price of property-catastrophe insurance is surprisingly flat as insurers resist competitive pressure, maintain underwriting discipline and offer lower prices only to select accounts. This is according to the fall 2013 issue of the biannual report State of the Market: NAPCO Property Catastrophe Insights from wholesale insurance broker NAPCO.

Combining broker insight and analysis of property-catastrophe indicators, this report examines industry performance, catastrophe losses and the outlook for the end of 2013 and beginning of 2014. Key findings include:
•Despite $600 million in policyholders’ surplus, insurers are only lowering prices for select accounts with good loss histories—not offering across the board discounts.
•Insurers are maintaining underwriting discipline and resisting pressure to underprice accounts because of the influence of catastrophe models, low interest rates, increased accountability from ratings agencies and other factors.
•Low catastrophe losses have helped insurers report very strong results for the first quarter of 2013, with a 43 percent increase in net income to $24.5 billion.
•Frame habitational market still struggles with prices spiking and insurers exiting market.
•Hailstorm claims were up 84 percent in 2012, so insurers are imposing percentage deductibles for Midwest wind and hail coverage.

“A combination of trends appears to be leading to flatter insurance cycles and we are cautioning buyers to temper expectations about lower prices,” said David Pagoumian, CEO/President of NAPCO. “Rather than responding to market spikes and dips, insurers are considering the individual merits of each account. Broad downward pressure on rates is inconsistent with our experience.”

This smoothing out of market cycles is traceable to a few trends, which the report highlights in detail. Catastrophe models are getting better a predicting large losses, so rating agencies have pressured insurers to avoid discounting too steeply. At the same time, insurers cannot raise prices when major incidents—like Hurricane Sandy—fail to impact the well-capitalized market.

Download the full NAPCO Insights Fall 2013.

About NAPCO — NAPCO (www.napcollc.com) is a leading wholesale broker of commercial property insurance coverage, providing retail agents and brokers with an efficient, single-source independent marketing arm for difficult placements that have significant exposure. The company utilizes in-depth research and sophisticated risk modeling to implement coverage and cost-effective programs. Headquartered in Iselin, N.J., NAPCO provides access to the global insurance market, including major and specialty domestic carriers, excess and surplus lines markets, reinsurers and international providers.

ProWriters Offers Instant, Online Quoting and Binding for Small Business Insurance

Agents and brokers can quote and bind coverage quickly online and over mobile devices

West Chester, Pa. — October 28, 2013 — ProWriters (www.prowritersins.com) is now providing agents and brokers access to instant, online quoting and binding for small business professional liability insurance with general liability and/or a Business Owners Policy (BOP).

Quotes for small business risks can be accessed from an online portal on computer, tablet or phone, and agents and brokers can bind small business in minutes wherever they are, backed by full call center support. ProWriters’ professional liability, general liability and business owners insurance is targeted to small businesses in marketing, IT, architecture, engineering, interior design, beauty and health, real estate and other select industries.

“We believe in simple solutions and are excited to give our agents access to fast and easy options for their small business customers,” said Brian Thornton, president of ProWriters. “Our agents now have quick access to tailored coverage at competitive rates from an “A” rated carrier that is known for paying covered claims and paying them promptly.”

The online portal features:
•Policy documents within minutes of binding.
•Most policies are automatically renewed.
•Servicing and policy support provided by licensed advisors.
•Policy premium rates start as low as $22.50 per month with a 14-day money back guarantee and a no-fee payment plan.
•Credit card payment is accepted online or over the phone.
•Coverage available for some classes with revenues up to $3 million; limits up to $2 million.
•If a client grows out of the program, the account is referred back to the agent or broker.

Coverage for this program is underwritten by Hiscox Insurance Company Inc., rated “A” by A.M. Best Company.

About ProWriters
ProWriters (www.prowritersins.com) is a Managing General Underwriter specializing in Professional and Management Liability Insurance. The company offers simple solutions to agents and brokers for D&O, E&O, EPLI, Crime, and Cyber & Privacy Liability products, as well as tailored risk management services.

Innovative Office Products Offers POS Monitor Mount Solutions

EASTON, Pa. – Oct. 22, 2013 – Innovative Office Products, Inc. (www.LCDarms.com) is serving the retail and other Point-of-Service (POS) markets with a new monitor and tablet stand as well as a monitor mount solution, both being ideal for a host of retail environments.

“Retailers, and really any customer-service-styled environment, are always looking to improve their POS engagements,” said Joe Tosolt, president of Innovative Office Products. “Our products provide both heavy and light duty solutions for mounting monitors or tablets, providing flexibility and ease of use for consumers at the point of service.”

Innovative’s monitor stand, Model 9231, offers an ideal, durable solution for POS, digital signage, kiosk and retail environments. Standing 42-inches in height with a 12-inch base, Model 9231 supports monitors, iPads or tablets weighing up to 10 lbs.

Model 9232 provides a light duty solution for all of the aforementioned environments, as well as office spaces. Providing an integrated mount handle for easy set-up, the desk or table-top mounted Model 9232 also supports monitors or tablets weighing 10 lbs. or less.

Both products offer up to 100 degrees of monitor tilt for adjustable visibility as well as integrated cable management to keep sales floors safe and desktops clutter-free

The monitor stand and table-top mount are both available to order through Innovative Office Products website, or by calling (800) 524-2744.

About Innovative Office Products, Inc.
Innovative Office Products, Inc. (www.LCDarms.com) blends function and style that improve ergonomics, save space and increase the flexibility of the modern office. Based in Easton, Pa., Innovative office mounting solutions that range from flexible radial arms to space-saving mounts for desk and wall.

Health Care Council of Lehigh Valley Chooses Kimball Communications

Collective of five hospital systems hires PR agency for strategic communications project

EASTON, Pa. — The Health Care Council of Lehigh Valley (HCC), consisting of Good Shepherd Rehabilitation Hospital, KidsPeace Mental Health Network, Lehigh Valley Health Network, Sacred Heart HealthCare System, St. Luke’s University Health Network,
and the Dorothy Rider Pool Health Care Trust, has hired Kimball Communications to develop a strategic communications plan related to the group’s recently completed Joint Community Health Needs Assessment. The assessment was required as a provision of the U.S. Affordable Care Act.

The 18-year-old Lehigh Valley agency will work with HCC to create a communications framework to best serve the goals of the assessment. Those goals include coordinating the resources of the five health systems around pressing community health needs and identifying the most effective means of informing and educating those communities.

“Communicating the findings of the Health Needs Assessment is of critical importance to our region,” explained Ron Dendas, a spokesperson for the Dorothy Rider Pool Health Care Trust, which is funding the communications project. “Bringing an agency like Kimball Communications in to identify resources, streamline communication among our partners and ensure our communities are reached is vital to the success of this joint effort. This will allow HCC to focus on better health, while Kimball Communications focuses on the most effective means to reach our communities.”

“For nearly two decades our agency has worked in health care communications, and our team is honored HCC selected us as their partner,” said Gary Kimball, president of Kimball Communications. “HCC’s work will play a key role in promoting a stronger, healthier Lehigh Valley, and Kimball Communications is eager to help in that effort.”

About Kimball Communications
Kimball Communications (www.kimballpr.com) is a results-driven, public relations agency dedicated to serving the individual public relations needs of every client. Founded in 1995, the agency provides innovative public relations and social media solutions to a national client base. Visit us on Facebook (www.facebook.com/kimballpr) or on Twitter (@kimballpr).

Managing Your Small Business’ Online Reputation

Congratulations! You've taken your business online. So how do you leverage this into new customers or clients while also protecting your reputation?

Congratulations! You’ve taken your business online. So how do you leverage this into new customers or clients while also protecting your reputation?

Congratulations intrepid entrepreneur! If you’ve taken the plunge and launched your small business into the social media space, you’ve taken a bold step that offers many risks and rewards.

More than 72 percent of U.S. adults who go online use social networking sites, according to the Pew Internet & American Life Project. By choosing to put your brand out there, a bevy of potential rewards (i.e., Likes, followers, sharing blog posts, positive reviews and online recommendations) await your brand. With a little effort applied to communication your messages, attention to superior online customer service that reflects your brand and by trying to genuinely connect with your customers, you can turn your social media presence into a noteworthy repository of goodwill for your business that reward you handsomely over time.

The effort is also not without risk.

In the days before social media, one bad customer experience typically translated to the customer telling 10 friends of their displeasure. With the advent of social media, however, your brand runs the risk of being shamed before 100 or 1,000 social media followers. For some power networkers, those numbers are substantially higher.

It’s imperative small businesses understand, on average, about 46 percent of web users turn to social media before making a purchase to decide if the business or product is “trustworthy” or reputable. This means, to paraphrase a legendary phrase from actress Zsa Zsa Gabor, you are what the online community says you are.

On Oct. 18 at Parx Casino in Bensalem, Pa., small business owners that include restaurants, outdoor and adventure destinations, bed & breakfasts and others will gather for Visit Bucks County’s Annual Membership Meeting. Attendees will have an opportunity to attend a morning seminar on establishing and maintaining online presences to help their businesses grow.

As one of the featured speakers, I’ll be sharing insights and tips on how these businesses can protect and defend their online reputations. I’ll offer examples of good, and not so good, online customer service. In addition I’ll provide insider tips for managing these online presences under a variety of circumstances.

Check back on this blog next week for some top line thoughts on the subject as well as insights and anecdotes offered by some of the small businesses I meet with at the VBC Annual Meeting.

photo credit: <a href=”http://www.flickr.com/photos/infusionsoft/4820986909/”>Infusionsoft</a&gt; via <a href=”http://photopin.com”>photopin</a&gt; <a href=”http://creativecommons.org/licenses/by-nd/2.0/”>cc</a&gt;

Refreshing Your Content This Fall

Autumn is the perfect time to evaluate your company’s social media performance. You can consider what has and hasn’t worked, and adjust accordingly to make the most of the holiday season. It’s also the ideal time to map out your content strategy for the following year based on this year’s analytics.

Below are five tips to help you refresh your content this fall.

Nature Pictures by ForestWander / Foter / CC BY-SA

5 tips to refresh your content this autumn 

  • Are you attending conferences and events this fall? Make the most of them by doing your research early. Ensure you have your booth numbers and appropriate hashtags.
  • Peruse each platform and see how you can make your content more visually appealing.
  • Check out the competition and see what  they’re posting. Are they sharing seasonal articles and specials?
  • Sift through your current content. See how you can make it more exciting and shareable.
  • Relate some of your content to the season. If you own a salon, consider creating fall specials, sharing the latest trendy fall looks, etc. Overall, be aware of fall holidays, awareness months and seasonal weather.

Do you have any tips to add? Do you review your content each season?

Photo credit: Nature Pictures by ForestWander / Foter / CC BY-SA

Venture Insurance Programs Wins NAPSLO Marketing Award

Suitelife “Rest Insured” Campaign Takes First Place at NAPSLO Annual Meeting

West Chester, PA. — Oct. 2, 2013 — Venture Insurance Programs (www.ventureprograms.com) today received first place in the NAPSLO Marketing Campaign Awards. This is the second award the program administrator received for their “Rest Insured” marketing and advertising campaign, which promotes their Suitelife program to hotels and resorts.

The “Rest Insured” campaign reflected the upscale branding of the properties served by Suitelife, while offering peace of mind through a specialized insurance program. The campaign included an email blast, advertising and direct mail featuring a Godiva gift box as a “taste of the Suitelife.”

The campaign was created by Vertibrands (www.vertibrands.com), a full-service marketing agency specializing in program administrators and the insurance sector. NAPSLO Marketing Campaign awards are judged by the Insurance Marketing and Communications Association (IMCA) Showcase Awards creative judging team.

The award was presented to Michael Rogers, Executive Vice President Venture’s property unit, at the NAPSLO Annual Convention in San Diego. NAPSLO, the National Association of Professional Surplus Lines Offices, Inc. (http://www.napslo.org), is a national trade association representing the surplus lines industry and the wholesale insurance distribution system.

About Venture Insurance Programs
Venture Insurance Programs (www.ventureprograms.com) is a leading program administrator that designs, underwrites and distributes industry-specific insurance packages. Based in West Chester, Pa., Venture has underwriting alliances with the world’s leading carrier groups, including Chubb, Allied World, QBE, RSUI, USLI, Zurich North America and Lloyd’s of London. Founded in 1993, Venture provides specialty insurance packages for select vertical industries—including golf and country clubs, golf destination resorts, hotels, resorts, hunting and fishing lodges and city and social clubs.

J.Morgan Salon Joins Lafayette College to Fight Breast Cancer

Luxury salon raises awareness & funds with pink hair extensions

EASTON, Pa., Oct. 2, 2013 — Today, J.Morgan Salon and Home Store begins a month-long fundraiser to support National Breast Cancer Awareness Month. The salon is donating the proceeds from the sales of pink hair extensions to a fundraiser organized by Lafayette College group Students Against Cancer.

All proceeds provided to Lafayette’s Students Against Cancer group to be donated to various breast cancer charities. Last year J.Morgan raised more than $1,000 for the local college charity organization.

“This is a great, fun way to give back to the students and staff at Lafayette, as well as bringing attention and support to an important cause,” says Jayson Morgan, co-owner and lead stylist of J.Morgan Salon and Home. “J.Morgan also serves as a wig bank for the American Cancer Society in Easton, providing no-cost wigs and fittings throughout the year.”

The salon is donating the proceeds from all pink hair extensions sold through Oct. 31, 2013. Appointments are preferred for hair extension applications; those interested can make an appointment by calling (610) 258-3480.

About J.Morgan Salon and Home
J.Morgan Salon (www.jmorgansalon.com) is an artistic hair salon in Lehigh Valley, Pa., dedicated to providing clients with an inviting, one-on-one experience with high-quality hair cut, color and styling services. Led by Jayson Morgan, a Redken International Artist, Certified Colorist Certified Designer, J.Morgan exceeds expectations. For more information, please call (610) 258-3480 or visit J.Morgan Salon at jmorgansalon.com or at www.facebook.com/jmorgansaloneastonpa.